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Managing your money
Money Made Clear is a comprehensive, easy to use resource designed to help people manage during tougher times; see www.moneymadeclear.fsa.gov.uk or call 0845 606 1234. Money Made Clear offers links to many other organisations such as those offering free debt counselling.
For a selection of articles about all aspects of managing your money written by experts such as Alvin Hall, visit www.money.uk.msn.com. You can download a budget planner from the banking section of www.moneysavingexpert.com.
Recycling and the idea of thrift has filtered through to many areas of everyday life. Now you can give away or obtain items for free through www.freecycle.org or www.jumbleaid.com. You can swap books through www.readitswapit.co.uk and even find a recipe that uses up your leftover ingredients at www.allrecipes.co.uk.
Stressline
Debt can be a cause of and a consequence of mental health problems, such as stress, anxiety and depression. An NHS Stressline was luanched in December 2009. Callers receive practical information and advice from trained health advisors. If they are suffering from stress anxiety or depression, they are directed to a wide package of financial and mental health support. The Stressline number is 0300 123 2000 and is open daily from 8.00am - 10.00pm.
Getting advice | Benefits for carers | Reducing your bills | Your pension | Money matters